Income Based Repayment Plans For Federal Student Loans

Whether you’re a recent graduate or have been out of school for awhile, you might have concerns about repayment on student loans you borrowed from the federal government. For some, the job market may be more challenging than you expected; for others, you might be experiencing personal troubles or financial hardship. Regardless of your circumstances, …

Why Are So Many Students In Trouble With Federal Student Loan Debt?

It seems like there are always stories in the news about the Americans being in debt, from credit card problems to foreclosures to car repos – and even federal student loan debt. You might assume that a borrower is financially irresponsible for defaulting on the loans he or she applied for to pay for college, …

Are You Carrying Lots Of Student Debt Going Into The New Spring Semester?

The New Year means heading back to the Spring Semester for many college students in San Diego and Southern California, and you’re likely thinking about studies, classes and extra-curricular activities if you’re one of them. One thing that may not be on your mind – but should be – is your student loan debt. The …

The Private Student Loan Debt Disaster and How It’s Become An Epidemic Problem

Many ambitious college students need to take out loans to fund their college education and pay for living expenses while attending classes. Private loans have often seemed to be a smart option, especially since students could ask a trusted friend or family member to co-sign the financing. However, these arrangements have recently come under fire …

The difference between private and federal student loans

Whether you’re in high school and considering college or want to go back to school for additional training, you might need to look into borrowing funds to pay expenses. Tuition, boarding and the cost of living can be high, which is why many people think about private and federal student loans in San Diego. There …

The Latest News On Student Loan Debt Settlement 2015

If you took advantage of student loans to finance your education or training, it’s important to keep apprised of news in the industry that may impact your repayment obligations. Many times, there are opportunities to settle your student loan debt in San Diego, so staying current on the latest trends may help you pay down …

Co Signing On A Private Student Loan 101

Whether you’re a student seeking help from a loan co-signer or you’re considering helping someone obtain a private student loan, it’s critical that you understand the implications of your decision. Before you sign your name on the dotted line, there are details you need to know about risks, obligations and the potential for obtaining a …

Have You Been Sued by National Collegiate Student Loan Trust?

Have you been sued by National Collegiate Student Loan Trust (NCSLT) for defaulting on your private student loans? If so, then you might be confused about how they now own your debt and what you can do. You can also view our video talking about what to do if sued by the National Collegiate Student …

Suze Orman’s Student Loan Repayment “Test”

I don’t always agree with Suze Orman. Her ideas aimed at the masses are often easier said than done. There are no one-size fits all solutions for people in a financial struggle. But I guess even a broken clock is right twice a day. I tend to agree with what Ms. Orman has to say …

Minimizing Student Loan Debt

Student loan debt continues to be a hot topic in the news. Dealing with student loan debt can be a stressful situation if you aren’t prepared. Having a plan is key when deciding to take out a loan as well as during repayment of a student loan. The following article gives 5 tips to make …