San Diego Debt Settlement Attorney – Debt Relief Lawyer
It seems like there are always stories in the news about the Americans being in debt, from credit card problems to foreclosures to car repos – and even federal student loan debt. You might assume that a borrower is financially irresponsible for defaulting on the loans he or she applied for to pay for college, …
Continue reading “Why Are So Many Students In Trouble With Federal Student Loan Debt?”
The New Year means heading back to the Spring Semester for many college students in San Diego and Southern California, and you’re likely thinking about studies, classes and extra-curricular activities if you’re one of them. One thing that may not be on your mind – but should be – is your student loan debt. The …
Continue reading “Are You Carrying Lots Of Student Debt Going Into The New Spring Semester?”
Whether you’re a student seeking help from a loan co-signer or you’re considering helping someone obtain a private student loan, it’s critical that you understand the implications of your decision. Before you sign your name on the dotted line, there are details you need to know about risks, obligations and the potential for obtaining a …
Have you been sued by National Collegiate Student Loan Trust (NCSLT) for defaulting on your private student loans? If so, then you might be confused about how they now own your debt and what you can do. You can also view our video talking about what to do if sued by the National Collegiate Student …
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La Jolla, CA – April 1, 2015 Are you paying student loans to National Collegiate Student Loan Trust (NCT), EduCap, Navient, AES, Teri Loan Holdings, LLC, Enterprise Recovery Systems, Inc., or NCO? If so, you likely incurred private student loan debt. Private student loans aren’t afforded the same benefits as federal student loans. Post-graduate deferments …
Continue reading “Private Student Loan Refinance Offered by First Republic Bank”
La Jolla, CA – March 2, 2015 Q: What are my debt relief options if I am delinquent on both my federal student loans and my private student loans? A: Falling behind on your student loan payments is a problem far too common. I speak with people on a frequent basis facing delinquency in payment …
Continue reading “Options If I Default on Both My Federal and Private Student Loans”
I know this idea sounds absurd, but hear me out. It’s not often that I encourage the use of credit cards. But under certain circumstances, using a credit card responsibly will bring you a number of benefits. Paying your credit cards off on a monthly basis will have a positive impact on your credit score. …
Continue reading “Using Credit Cards as a Student Loan Debt Relief Option?”
Data available from the Federal Government shows that the average college graduate has approximately $30,000 in student loan debt upon graduation. If you believe a study I just read, those with student loan debt tend to be less happy than those without it. The study did not divulge whether listening to Pharrell’s Happy song helped …
Continue reading “Student Loan Payoff Strategies That Will Make You Happy”
For profit colleges have become a popular alternative for students interested in pursuing specific careers such as photography, visual game programming and drawing. The Art Institute of California offers a 4-year degree with wild promises that 95% of its graduates quickly landing jobs. Unfortunately, this degree comes at a steep costs with many students graduating …
Continue reading “Art Institute of California Lawsuit Alleges Predatory Practices”
Student loan debt continues to be the hot topic in the news. While recent reports have reported the number of student loan delinquencies decreasing, things appear to be worse than we’ve been hearing. The following article breaks down this whole mess and shows why we should be alarmed at the level of both federal and …
Continue reading “The Student Loan Crisis is Worse Than You Think”
