If you want to avoid holiday debt, you need to be proactive, exercise self-control and really pay attention to how you spend money. According to Magnify Money, in 2016 the average consumer took on approximately $1,003 in new debt thanks to holiday spending. To stay out of debt during the holidays, follow the below tips …
Tag Archives: finances
12 Tips for Improving Your Credit Score in the New Year
It’s a brand new year and it is time for you to take control of your credit score! If you want to improve your credit score fast in the new year, then there are immediate steps you can take. Read on for simple ways to improve your credit score in the new year. Tips For …
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9 Credit Card Debt Horror Stories With Happy Endings
Credit Card Debt can invoke fear, stress and nightmares. At my San Diego debt relief law firm, we find debt solutions to your debt problems. Read on to learn about 9 real credit card debt horror stories with happy endings. Credit Card Debt Horror Stories Our client contacted us in a panic, because he …
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6 Reasons to Use a Debit Card Instead of a Credit Card
Appearances can be deceiving. Debit cards and credit cards look identical, and even their names differ by only a couple of letters. But when you look past the similarities, you’ll find a number of significant differences in how they function. Debit cards are linked to your bank account, so withdrawals are processed immediately, while credit …
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11 Tips To Lower Your Credit Card Debt Over The Summer
Summertime can lead to a slippery slope of credit card spending, leaving many in need of credit card debt help in San Diego. You look at your social media and see your friends taking off on vacations, going to concerts, movies, eating out and the like. It all looks so fun, and you can do …
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Tips For Saving Money And Setting A Better Budget
You’ve made it your goal to be more responsible and exercise good judgment with your income and expenses, but sometimes setting a better budget is easier said than done. Temptation lurks all around on TV, at the store and with online shopping, so it’s important to lay out a financial plan that keeps you on …
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4 Easy Ways To Teach Kids About Finance
You might think that kids aren’t old enough to learn about earning and spending money, but you can teach them about making smart financial decisions at an early age. It’s important that they understand how money works, in order to avoid problems later in life when they may get into trouble with credit card or …