US consumer borrowing climbs to record high in February

La Jolla, CA – April 9, 2015 Earlier this week the Federal Reserve issued its monthly report on consumer borrowing. The report covers consumer borrowing for everything except mortgages. The trend in 2015 has been increased borrowing. February was no exception with these numbers growing by $15.5 billion. While we saw credit card debt decrease …

Nothing But Bad News on Consumer Debt

You may have heard the phrases “good debt” and “bad debt” get tossed around by those that study consumer debt. Most, if not all, will agree that credit card debt is bad debt. The newly released numbers are staggering.  Over 2 million households have over $20,000 worth of credit card debt. Consumer debt in total …