Many consumers don’t even know debt settlement is an option for eliminating high credit card debt; and when they find out, it seems too good to be true. Just to give you one example of a debt settlement success story from my debt relief law firm, our client owed Bank of America $11,134.27. After I explained her significant hardships, Bank …
Tag Archives: debt settlement attorney
Illegal Student Debt Relief Firms in San Diego, Uber and the CFPB
A few weeks ago, I shared an UberPool ride share back to the airport in San Francisco with a complete stranger. Small talk ensued, which led to the inevitable question, “So, what do you do?” With that, I started my elevator pitch: “I have a unique law practice. I help my clients get out of …
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Should A Bankruptcy Attorney Be Handling My Debt Settlement?
Do an Internet search for debt relief attorney in San Diego and you are likely to pull up a number of bankruptcy attorneys. Depending on your circumstances, bankruptcy may or may not be the best solution for you. If it turns out bankruptcy isn’t your best option, should you stick with a bankruptcy attorney to …
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I Owe $47K In Credit Card Debt! What Are My Debt Relief Options?
I owe $47,000 in credit card debt with an average of 17% APR. What are my options? A: First, I congratulate you on overcoming the first obstacle. Know what you owe. Far too often in my credit card debt relief law firm in San Diego I speak with people who have no idea how much they …
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Know Your Options When It Comes To Your Debt
I regularly speak with people across the county about their debt problems in a free debt consultation. Last week I spoke with a couple who was very concerned that they had made the wrong decision about what to do with their debt. Their question was this: I signed a contract with a debt settlement company. …
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Top 10 List of Triggers for Reaching out for Debt Relief Help
Missing payments on your credit cards, medical bills or private student loans will land your accounts in collections. According to recent reports, one in three Americans has accounts in collections. In my San Diego credit card debt settlement practice I speak with individuals and small business owners that have accounts in collections. I usually ask …
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3 Things To Know About Wage Garnishments
Unpaid credit card debt will likely result in your creditor filing a collection lawsuit against you. If your creditor wins the case, it gets a judgment against you for the full amount past due, post-judgment interest (10% per annum in California), and possibly Plaintiff’s attorney’s fees. The judgment is good for ten years and renewable …
Top 3 Questions To Ask A Debt Settlement Attorney
Much has been written about debt settlements handled by both attorneys and debt settlement companies offering this service. I have offered my own rants about the difference between an attorney-run debt settlement versus a company-run debt settlement. There are differences. But did you also know there are different types of attorney-run debt settlement law firms? …
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Defending Debt Settlement as a Law Practice – Press Release
The New York Times recently published two articles demonizing the debt settlement industry and indicating that debt settlement companies may leave clients worse off. These articles point out the inherent problems of working with debt settlement companies, but as Daniel Gamez of the Gamez Law Firm (gamezlawfirm.com) points out, the differences in a debt settlement …
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Debt Collection Law Firm Frederick J. Hanna & Associates sued by the CFPB
Have you been sued or threatened with a lawsuit by Frederick J. Hanna & Associates? If so, you may have the Consumer Finance Protection Bureau (“CFPB”) on your side. The CFPB recently sued the Hanna law firm alleging that it is running a “lawsuit mill” that may be using illegal tactics to strong-arm consumers into …
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