How to Settle Credit Card Debt with Chase Bank

Do you carry a Chase credit card in your wallet? As one of the “Big Four” U.S. banks, Chase is second only to Citigroup in both the number of credit cards issued and amount of outstanding balances. As Americans continue to struggle with achieving balance in their finances, Chase is one of the participants proving …

Student Loan Debt Help For Teachers

It’s true what they say, “Real Heroes Don’t Wear Capes, They Teach!”  Teachers are the backbone of our education system.  They put in long hours, their patience is tried daily, they often use their own money for school supplies, and they educate the youth of America. Unfortunately, there is a need for student loan debt …

Options Besides Bankruptcy for Credit Card Debt Relief

Americans are notorious for carrying high credit card debt.  According to Time magazine, only 35% of credit card users don’t carry a balance. How do people deal with credit card debt? Many people think the only way to handle problems with high credit card debt is bankruptcy. Filing for bankruptcy is a proceeding that can …

The Latest News On Credit Card Debt Settlement

Whether you’re up to your neck in bills or are simply carrying a little more debt than you’d like, you might want to learn more about credit card debt settlement in San Diego. There may be options to help you reduce or eliminate your balances, but settlement negotiations are often impacted by trends in the …

Options To Settle Debt Besides Bankruptcy

If you’ve gotten in over your head with debt, you might be looking into bankruptcy as a solution to get back on track with your financial situation. However, there are other options to settle debt in San Diego that you should consider as well. Bankruptcy is a serious proceeding that will impact your life for …

The 3 Most Common Debt Relief Options

Whether you are facing student loan debt, credit card debt, medical debt,  mortgage debt or small business loan debt – you need to do your research and know your options to become debt free.  The three most common debt relief options are bankruptcy, debt consolidation and debt settlement. 3 Most Common Debt Relief Options Bankruptcy …

Private Student Loan Refinance Offered by First Republic Bank

La Jolla, CA – April 1, 2015 Are you paying student loans to National Collegiate Student Loan Trust (NCT), EduCap, Navient, AES, Teri Loan Holdings, LLC, Enterprise Recovery Systems, Inc., or NCO? If so, you likely incurred private student loan debt. Private student loans aren’t afforded the same benefits as federal student loans. Post-graduate deferments …

Options If I Default on Both My Federal and Private Student Loans

La Jolla, CA – March 2, 2015 Q: What are my debt relief options if I am delinquent on both my federal student loans and my private student loans? A: Falling behind on your student loan payments is a problem far too common. I speak with people on a frequent basis facing delinquency in payment …

Should I continue with my Debt Management Plan?

La Jolla, CA – February 24, 2015 Q. I have been in a debt management plan for a year now. The payments are over $1,400 per month and I am having difficulty making these payments. Should I try to continue with my Debt Management Plan? A. In a Debt Management Plan (DMP), you make monthly …

Should A Bankruptcy Attorney Be Handling My Debt Settlement?

Do an Internet search for debt relief attorney in San Diego and you are likely to pull up a number of bankruptcy attorneys. Depending on your circumstances, bankruptcy may or may not be the best solution for you. If it turns out bankruptcy isn’t your best option, should you stick with a bankruptcy attorney to …