San Diego Debt Settlement Attorney – Debt Relief Lawyer
If you’ve gotten in over your head with debt, you might be looking into bankruptcy as a solution to get back on track with your financial situation. However, there are other options to settle debt in San Diego that you should consider as well. Bankruptcy is a serious proceeding that will impact your life for …
Continue reading “Options To Settle Debt Besides Bankruptcy”
Last Wednesday, the Consumer Financial Protection Bureau (“CFPB”) ordered two of the nations largest debt collectors, Encore Capital Group and Portfolio Recovery Associates, to refund consumers millions of dollars due to their deceptive debt collection practices. Both companies are in the business of collecting old debt and likely knew there were potential issues that would …
The New York Times recently published two articles demonizing the debt settlement industry and indicating that debt settlement companies may leave clients worse off. These articles point out the inherent problems of working with debt settlement companies, but as Daniel Gamez of the Gamez Law Firm (gamezlawfirm.com) points out, the differences in a debt settlement …
Continue reading “Defending Debt Settlement as a Law Practice – Press Release”
You may have heard the phrases “good debt” and “bad debt” get tossed around by those that study consumer debt. Most, if not all, will agree that credit card debt is bad debt. The newly released numbers are staggering. Over 2 million households have over $20,000 worth of credit card debt. Consumer debt in total …
Unfortunately, debt collectors aren’t always known for their manners. A review of Capital One’s Cardholder Agreement recently revealed a little known clause that states that they can contact you in any matter they please, including a visit to your home or place of employment. Capital One claims that they have no plans to join you …
