Loan Rehab Program For Federal Student Loans

You never expected to end up in over your head when you applied for federal student loans, but circumstances have a way of working out differently – and now you’re in default on payments. Fortunately, you have options such as student loan forgiveness to move out of default, get back on track with monthly payments …

Income Based Repayment Plans For Federal Student Loans

Whether you’re a recent graduate or have been out of school for awhile, you might have concerns about repayment on student loans you borrowed from the federal government. For some, the job market may be more challenging than you expected; for others, you might be experiencing personal troubles or financial hardship. Regardless of your circumstances, …

Why Can’t I Just Settle My Own Debt?

I often talk about debt relief options on this blog. One of those options, debt settlement, happens to be the exclusive practice area of my law firm in San Diego. I speak with consumers daily about the option of credit card debt settlement. One question always seems to pop up: Why should I hire a …

Capital One May Come Knocking

Unfortunately, debt collectors aren’t always known for their manners. A review of Capital One’s Cardholder Agreement recently revealed a little known clause that states that they can contact you in any matter they please, including a visit to your home or place of employment. Capital One claims that they have no plans to join you …