Options If Sued by National Collegiate Student Loan Trust in North Carolina

You need to know your options if you have been sued by National Collegiate Student Loan Trust in North Carolina.  Many consumers don’t know who National Collegiate Student Loan Trust is even after they have been sued.  A student loan goes into “default” when the borrower cannot pay the loan payments anymore.   The loan is …

Options If Sued by National Collegiate Student Loan Trust in Virginia

Have you been sued by National Collegiate Student Loan Trust in Virginia?  Do you know who National Collegiate Student Loan Trust is?  Many who are sued by them do not. When someone cannot pay their student loan anymore, that loan goes into “default”. National Collegiate Student Loan Trust is an entity that purchases defaulted private …

How to Stop a Bank Levy by National Collegiate Student Loan Trust

If you’re wondering how to stop a bank levy by a private student loan lender, such as National Collegiate Student Loan Trust, then you are not alone. National Collegiate Student Loan Trust purchased your student loan a very short time after the loan funded and prior to any payments becoming due. The loans are serviced …

9 Credit Card Debt Horror Stories With Happy Endings

Credit Card Debt can invoke fear, stress and nightmares. At my San Diego debt relief law firm, we find debt solutions to your debt problems.  Read on to learn about 9 real credit card debt horror stories with happy endings.    Credit Card Debt Horror Stories Our client contacted us in a panic, because he …

How To Avoid Wage Garnishment From Unifund

Recently, a 67-year-old-woman with over $20,000 in credit card debt contacted me because Unifund CCR Partners was about to start garnishing her wages. She was distraught and wanted to know how to avoid wage garnishment from Unifund.  First of all, who is Unifund?  Unifund is a large company who purchases credit card debt from the …

How to Defend a Student Loan Lawsuit from Wells Fargo

I received a call a few months ago from a very worried young man that wanted to know how to defend a student loan lawsuit from Wells Fargo.  He owed Wells Fargo $16,421 in private student loans.  His loan had gone into default, because he could not pay his student loan.  My client, like so …

How to Stop Student Loan Wage Garnishment

If you can’t afford your student loans and stop paying them, your loan will go into default.  Once that happens, your creditor will sue you and most likely will win a judgement against you that will allow them to garnish your wages.  There is a way to stop student loan wage garnishment before it happens …

How To Fight Wage Garnishment in San Diego

When you owe a debt that you cannot pay, your creditor can sue you.  If your creditor wins a judgment against you they can have documents served on your employer to garnish your wages.  So, how do you fight a wage garnishment in San Diego when California law states that a creditor can garnish up …

Can I Really Represent Myself Instead of Hiring a Student Loan Lawyer?

Anyone can learn the law and defend themselves in a civil case (excluding some small claims courts), so the answer is yes.  And anyone can negotiate a debt settlement, as long as you educate yourself thoroughly.  Keep in mind that the plaintiff’s attorneys have vast resources at their fingertips and are ready to use them …

4 Tips for Settling Your Debt Lawsuit with a Debt Settlement Before It Goes To Trial

When you cannot pay your credit card bills, student loan debt or other kind of debt, your debt will grow with accruing interest, your credit will suffer, and the debt collectors could start contacting family, friends and employers to find you.  The end result will likely be that your creditor will file a lawsuit against …