Dealing with Debt in California During the Covid-19 Pandemic

So many in California are wondering how they will deal with mounting debt during the Covid-19 Pandemic and beyond. Most people carry some credit card debt on a regular basis, but with the loss of income for so many during the Coronavirus – increasing debt is a real concern. Not having a steady income can …

Is Loan Consolidation Or Debt Settlement Better For Multiple Credit Card Debts

Should you get a debt consolidation loan to pay off credit cards or should you negotiate debt with your credit card company?  What is the best way to pay of multiple credit cards?  Is loan consolidation or debt settlement better for multiple credit card debts?   If simplifying your multiple credit card payments  is the goal, …

Have You Been Sued By Debt Collector LVNV Funding?

Have you have been sued by the debt collection company LVNV Funding for credit card debt?  If so, then you were probably served a lawsuit by Patenaude & Felix, the law firm LVNV Funding uses to sue borrowers who default on their credit card debt.  It’s important to understand how to deal with LVNV Funding.  …

Sued By National Funding? Here’s What To Do

If you have been sued by National Funding, then you need to take immediate action.  Do not ignore a National Funding Lawsuit.  National funding has a team of in-house attorneys that are devoted to suing small business owners who are not been able to repay their loans.   Who Is National Funding Inc National Funding …

Payday Loan Debt Relief Just Got Harder For Consumers

The Consumer Financial Protection Bureau is supposed to be protecting consumers.  Instead, they just made payday loan debt relief harder and more unfair for consumers.  The majority of payday loan borrowers are low income, live paycheck to paycheck, and often use the payday loans to pay for basic living expenses.  These consumers need to be …

Sued by Weltman, Weinberg & Reis? Here’s What to Do

If you are being sued by Weltman, Weinberg & Reis, then I suggest you take immediate action or else you could face possible debt collection harassment that results in garnished wages, bank levies and/or property liens.  If you are facing a Weltman, Weinberg and Reis lawsuit, then a debt settlement could be the best option …

Sued By CACH LLC, What Should You Do?

Have you been sued by CACH LLC?  Find out how to negotiate a settlement agreement with CACH LLC and get rid of your debt lawsuit.  Contact the Gamez Law Firm to speak with a debt lawsuit attorney in a free consultation.  We have successful experience settling debt with CACH LLC.   For instance, our client took …

Stop Robocalls For Student Loans

If you want to stop robocalls for student loans, you are not alone.   There is over $1.48 trillion in U.S student loan debt and over 11% of that accounts for people who are in default (haven’t made a payment in over 90 days).  Once your student loan is in default, the robocalls from debt collectors …

How to Get Out of Paying Credit Card Debt

I am often asked about how to get out of paying credit card debt.   The fact of the matter is, you cannot get out of paying credit card debt altogether, but you can take steps to greatly reduce the total amount of credit card debt you owe with a credit card debt settlement.  I will …

How to Avoid Student Loan Scams

If someone promises that they can eliminate student loan debt, it’s a scam.  With Americans owing over $1.48 trillion in student loans, it’s important to know how to avoid student loan scams.   Don’t fall victim to student loan forgiveness scams from debt relief companies. Learn what to watch out for and what are your legitimate …