What are the Benefits of Debt Settlement for Credit Card Debt?

How to Save Thousands of Dollars with a Debt Settlement: When you find yourself in credit card debt, be sure to do your research on the pros and cons of each option to get out of debt.  For instance, with a debt consolidation, your debt is all rolled into a new loan and usually at …

The Benefits of Careful Credit Card Use

For most Americans, credit cards are a fact of life. While the amount has dropped somewhat since the recession of the late ’00s, credit card debt totals $935.6 billion, with adults between the ages of 18 and 65 carrying an average debt of $4,717. Credit cards have gotten a bad reputation, but that has more …

How to Defend a Student Loan Lawsuit from Wells Fargo

I received a call a few months ago from a very worried young man that wanted to know how to defend a student loan lawsuit from Wells Fargo.  He owed Wells Fargo $16,421 in private student loans.  His loan had gone into default, because he could not pay his student loan.  My client, like so …

How to Get Student Loans Out of Default with Loan Rehabilitation

Help!  I live in San Diego and want to know if I can get my student loans out of default with a loan rehabilitation?  I can’t pay my federal student loan to Navient.  My loan is now in default and the US Department of Education is sending their debt collectors after me, I’m afraid of …

9 Things You Should Never Buy With A Credit Card

Credit cards can make easier to negotiate life’s financial twists and turns. They give you the flexibility to make purchases without cash on hand and buy big-ticket items on a more manageable payment basis. As the saying goes, though, just because you can doesn’t mean you should. Using credit to cover these nine items can …

How To Fight Wage Garnishment in San Diego

When you owe a debt that you cannot pay, your creditor can sue you.  If your creditor wins a judgment against you they can have documents served on your employer to garnish your wages.  So, how do you fight a wage garnishment in San Diego when California law states that a creditor can garnish up …

Student Loan Debt Help For Teachers

It’s true what they say, “Real Heroes Don’t Wear Capes, They Teach!”  Teachers are the backbone of our education system.  They put in long hours, their patience is tried daily, they often use their own money for school supplies, and they educate the youth of America. Unfortunately, there is a need for student loan debt …

4 Tips for Settling Your Debt Lawsuit with a Debt Settlement Before It Goes To Trial

When you cannot pay your credit card bills, student loan debt or other kind of debt, your debt will grow with accruing interest, your credit will suffer, and the debt collectors could start contacting family, friends and employers to find you.  The end result will likely be that your creditor will file a lawsuit against …

Can A Credit Card Collection Lawsuit Be Settled Before Trial?

When you’ve been sued by a creditor to recover amounts due for your credit card debt, you probably have dozens of questions regarding your rights. You might have heard that these types of cases may be settled before trial, so some specifics on credit card debt settlement should be helpful in understanding the proceedings. It’s …

Ten Reasons Not To Defend Your Own Debt Collection Lawsuit

You’ve been sued by a creditor related to a credit card or other type of debt. Now what? Well, you might be tempted to defend your own debt collection lawsuit rather than hire a credit card lawsuit attorney in San Diego, but this would be a mistake. Here are 10 reasons why you shouldn’t take …