Is Loan Consolidation Or Debt Settlement Better For Multiple Credit Card Debts

Should you get a debt consolidation loan to pay off credit cards or should you negotiate debt with your credit card company?  What is the best way to pay of multiple credit cards?  Is loan consolidation or debt settlement better for multiple credit card debts?   If simplifying your multiple credit card payments  is the goal, …

Options Besides Bankruptcy for Credit Card Debt Relief

Americans are notorious for carrying high credit card debt.  According to Time magazine, only 35% of credit card users don’t carry a balance. How do people deal with credit card debt? Many people think the only way to handle problems with high credit card debt is bankruptcy. Filing for bankruptcy is a proceeding that can …