Debtors’ Prisons No Longer Exist

I read up on trending subjects online daily. One topic that seems to keep popping up is whether you can go to jail for failure to pay back your debts. This question usually comes up in the context of payday loans. While it may be true that failure to pay back a payday loan could …

Capital One May Come Knocking

Unfortunately, debt collectors aren’t always known for their manners. A review of Capital One’s Cardholder Agreement recently revealed a little known clause that states that they can contact you in any matter they please, including a visit to your home or place of employment. Capital One claims that they have no plans to join you …