San Diego Debt Settlement Attorney – Debt Relief Lawyer
Are you being sued by Midland Funding LLC for credit card debt? If so, you may be confused since you probably didn’t take out a credit card with them. If you have been served with a credit card debt lawsuit from Midland Funding LLC then you need to learn more about how to fight back …
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During the financial crisis of 2008-2009, the U.S. Government bailed out Citibank as it suffered gigantic losses in the values of its subprime mortgage assets. If you find yourself deep in debt with Citibank, then who will bail you out? What if you can’t pay your credit card bill? You do have options to lower …
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How can you stop a wage garnishment from a debt collector in San Diego? The key is timing! If you owe debt that you cannot pay, then the debt collector can obtain a judgement against you to go after your wages to satisfy the debt. It varies from state to state, but in California up …
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On October 11, just one month before Veteran’s Day, the Consumer Financial Protection Bureau (CFPB) ordered Navy Federal Credit Union to pay military family customers approximately $23 million for improper debt collection practices. They were also ordered to pay $5.5 million in civil money penalties. The CFPB investigation found that between January 2013 and July …
Just when you least expect it, your old debt rises from the grave like a ZOMBIE! I will go over how to fight a zombie debt collector, but first let’s review what is “Zombie Debt”? In the state of California, if you have not paid your debt within four years, your creditor may be time-barred …
You’ve been sued by a creditor related to a credit card or other type of debt. Now what? Well, you might be tempted to defend your own debt collection lawsuit rather than hire a credit card lawsuit attorney in San Diego, but this would be a mistake. Here are 10 reasons why you shouldn’t take …
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Not all debt collectors out there are bad. It’s a tough job that I certainly wouldn’t want. On a daily basis they are tasked with one job. Getting money from people in debt that may have been incurred years ago. Debt Collectors are trained well and use a number of tactics to convince you to …
It has been widely reported that one in three Americans has debt in collections. Once your payment due date changes you can expect your phone to start ringing. And ringing. The popular term for this is the robocall. That’s a phone call that uses a computerized autodialer to call your number. The system recognizes a …
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The next time you’re in a crowd, look to the person on your left and then on your right. Debt collectors are currently hounding one of you. The Urban Institute released a study this week indicating that 35% of Americans have unpaid bills that have been referred to debt collectors. The average debt is $5,178. …
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Have you ever missed a payment on your credit card? Whether by mistake or inability to make a payment, it happens. In fact, 1 in 7 Americans is getting hounded by debt collectors. The phone calls are relentless and can be downright embarrassing. Imagine having company over for dinner and getting 15 phone calls in …
