What To Do If Sued By Suttell & Hammer for Debt

If you are being sued by Suttell & Hammer for debt, you need to know you have options to stop a debt collection lawsuit.   Suttell & Hammer is a law firm who represents some of the largest banks in the country, such as Bank of America and Discover.  When a borrower cannot pay back these …

How to Fight Zombie Debt Collectors

Just when you least expect it, your old debt rises from the grave like a ZOMBIE!  I will go over how to fight a zombie debt collector, but first let’s review what is “Zombie Debt”?  In the state of California, if you have not paid your debt within four years, your creditor may be time-barred …

7 Ways To Defend A Debt Collection Lawsuit

If your credit card or other unsecured debt has led to creditors filing a lawsuit against you, you’re probably wondering how you can contest the charges and defend your interests. While you should certainly consult with a San Diego credit card lawsuit defense attorney regarding the specifics of your case, you can benefit from some …

Encore and Portfolio Recovery Associates Ordered to Stop Unfair Debt Collection Practices

Last Wednesday, the Consumer Financial Protection Bureau (“CFPB”) ordered two of the nations largest debt collectors, Encore Capital Group and Portfolio Recovery Associates, to refund consumers millions of dollars due to their deceptive debt collection practices. Both companies are in the business of collecting old debt and likely knew there were potential issues that would …

A Day in the Life of a Debt Collector

Not all debt collectors out there are bad. It’s a tough job that I certainly wouldn’t want. On a daily basis they are tasked with one job. Getting money from people in debt that may have been incurred years ago. Debt Collectors are trained well and use a number of tactics to convince you to …

How to Stop Aggressive Debt Collectors

Have you ever missed a payment on your credit card? Whether by mistake or inability to make a payment, it happens. In fact, 1 in 7 Americans is getting hounded by debt collectors. The phone calls are relentless and can be downright embarrassing. Imagine having company over for dinner and getting 15 phone calls in …