How to Get Rid of Credit Card Debt with Chase

If you are wondering how to get rid of credit card debt with Chase, you are not alone.  Chase offers a wide range of credit cards with enticing rewards programs and has the second largest market share for credit cards, according to WalletHub. The good news is that if you have gotten in over your …

What are the Benefits of Debt Settlement for Credit Card Debt?

How to Save Thousands of Dollars with a Debt Settlement: When you find yourself in credit card debt, be sure to do your research on the pros and cons of each option to get out of debt.  For instance, with a debt consolidation, your debt is all rolled into a new loan and usually at …

How We Saved Our Client Over $100,000 on a Navient Student Loan Debt Settlement

I have a very, very happy client right now, considering I saved her over $100,000 on a Navient student loan debt settlement.  My client in California is in her early 30s, newly married and facing the fact that she owed in excess of $143,000 to Navient for her private student loan.  She had stayed current …

I Co-Signed for a Private Student Loan Owed to National Collegiate Student Loan Trust

Many of my clients are co-signers on private student loans owed to National Collegiate Student Loan Trust.  Most of them are parents who co-signed on their child’s private student loan.  The loan that they co-signed on was NOT originally with National Collegiate Student Loan Trust (NCT), so they are very confused when they receive notice …

How to Stop Wage Garnishment from a Debt Collector in San Diego

How can you stop a wage garnishment from a debt collector in San Diego?  The key is timing!  If you owe debt that you cannot pay, then the debt collector can obtain a judgement against you to go after your wages to satisfy the debt.  It varies from state to state, but in California up …

Options If Sued by National Collegiate Student Loan Trust in North Carolina

You need to know your options if you have been sued by National Collegiate Student Loan Trust in North Carolina.  Many consumers don’t know who National Collegiate Student Loan Trust is even after they have been sued.  A student loan goes into “default” when the borrower cannot pay the loan payments anymore.   The loan is …

Options If Sued by National Collegiate Student Loan Trust in Virginia

Have you been sued by National Collegiate Student Loan Trust in Virginia?  Do you know who National Collegiate Student Loan Trust is?  Many who are sued by them do not. When someone cannot pay their student loan anymore, that loan goes into “default”. National Collegiate Student Loan Trust is an entity that purchases defaulted private …

How to Fight Zombie Debt Collectors

Just when you least expect it, your old debt rises from the grave like a ZOMBIE!  I will go over how to fight a zombie debt collector, but first let’s review what is “Zombie Debt”?  In the state of California, if you have not paid your debt within four years, your creditor may be time-barred …

How to Defend a Student Loan Lawsuit from Wells Fargo

I received a call a few months ago from a very worried young man that wanted to know how to defend a student loan lawsuit from Wells Fargo.  He owed Wells Fargo $16,421 in private student loans.  His loan had gone into default, because he could not pay his student loan.  My client, like so …

How to Get Student Loans Out of Default with Loan Rehabilitation

Help!  I live in San Diego and want to know if I can get my student loans out of default with a loan rehabilitation?  I can’t pay my federal student loan to Navient.  My loan is now in default and the US Department of Education is sending their debt collectors after me, I’m afraid of …