Credit Scores Could Increase for Millions of Consumers This Summer

Once we have our clients on the road to living a debt-free life, the next step is helping to improve their credit score.  I am often asked, “how can I get my credit score to go up”?  We offer resources on our website, such as our free eBook The Ultimate Guide to Your Credit Score …

Experian Offers New App – Access Your FREE Credit Report Anytime, Anywhere

We’ve got to hand it to Experian!  For anyone trying to improve their credit score, Experian is now offering an app that can truly help.  If you need credit help, then you should check this out.  With the new app Experian – Free Credit Report, you can access your free credit report anytime, anywhere.  Experian …

How Do You Establish Credit?

You might have a general knowledge about how your credit score impacts your ability to qualify for a home or car loan, or be eligible for other types of debt. But you may not know exactly how to establish good credit, especially if you’re younger and don’t have as much experience with spending. Your credit …

Dealing With Holiday Credit Card Debt

The holidays are just coming to a close and we’re all left with the happy memories of gift giving and get-togethers with our loved ones. However, it won’t be long before the mailbox will start to fill up with the credit card bills that you used to pay for all the good times you enjoyed. …

8 Mistakes That Can Destroy Your Credit Score

You know how important it is to maintain good credit for buying a house, purchasing a car or obtaining other types of loans. What you may not know – like many other consumers – is that you may be making some credit score mistakes that destroy your rating. Check out this list of common errors …

Credit Reporting Rules and Laws 101

Even if you’ve had credit cards or other forms of financing for several years, you might not fully understand how credit reporting rules work or how they apply to you. There are a number of laws that deal with reporting, debt collection and other related matters, and it’s important to know your rights especially if …

5 Tips to Help You Fix Your Credit

Having a good credit score is important for a number of reasons. If you are looking to buy a house or car, rent an apartment, or even set up utilities, your credit score will come into play. It is quite common in my credit card debt settlement law firm to discuss credit scores with potential …

Rent Payments May Start Helping Your Credit Score

It is a common misconception that any debt you pay will get reported to the credit bureaus. Unfortunately, that isn’t true. Creditors, including landlords, have the right to choose whether or not to report. Most landlords will not report due to the expense associated with reporting to the three major credit bureaus. This can pose …

The Best Credit Cards to Get

I talk to consumers on a daily basis about credit card debt. Some people see credit cards as a necessary evil although I know a number of people that are able to live without one. You can actually use a debit card for most things requiring a credit card. Yes, if you rent a car …