San Diego Debt Settlement Attorney – Debt Relief Lawyer
Equifax, one of the 3 main credit-reporting agencies in the country, has been hacked in a massive security breach. According to New York Attorney General Eric Schneiderman, “The Equifax breach has potentially exposed sensitive personal information of nearly everyone with a credit report…” In response to the Equifax security breach, Equifax Chairman and CEO Rick …
Continue reading “How to Find Out if You are Affected by Equifax Data Breach”
Once we have our clients on the road to living a debt-free life, the next step is helping to improve their credit score. I am often asked, “how can I get my credit score to go up”? We offer resources on our website, such as our free eBook The Ultimate Guide to Your Credit Score …
Continue reading “Credit Scores Could Increase for Millions of Consumers This Summer”
We’ve got to hand it to Experian! For anyone trying to improve their credit score, Experian is now offering an app that can truly help. If you need credit help, then you should check this out. With the new app Experian – Free Credit Report, you can access your free credit report anytime, anywhere. Experian …
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It’s a brand new year and it is time for you to take control of your credit score! If you want to improve your credit score fast in the new year, then there are immediate steps you can take. Read on for simple ways to improve your credit score in the new year. Tips For …
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For most Americans, credit cards are a fact of life. While the amount has dropped somewhat since the recession of the late ’00s, credit card debt totals $935.6 billion, with adults between the ages of 18 and 65 carrying an average debt of $4,717. Credit cards have gotten a bad reputation, but that has more …
Your credit score is a key determining factor in getting a home loan and dictates what interest rate your lender will offer on the loan. I will illustrate some helpful credit repair tips for buying a house in San Diego. Why is a credit score so important in buying a new home? Your credit score …
One of the major selling points of credit cards is that they are more secure than carrying cash, but in our high-tech society that benefit has lost some of its luster. Stock exchange giant NASDAQ cites a report from Barclays, a multinational banking and financial services company, stating that the United States makes up 24 …
Many consumers don’t even know debt settlement is an option for eliminating high credit card debt; and when they find out, it seems too good to be true. Just to give you one example of a debt settlement success story from my debt relief law firm, our client owed Bank of America $11,134.27. After I explained her significant hardships, Bank …
You might have a general knowledge about how your credit score impacts your ability to qualify for a home or car loan, or be eligible for other types of debt. But you may not know exactly how to establish good credit, especially if you’re younger and don’t have as much experience with spending. Your credit …
You know the importance of good credit for obtaining a mortgage, purchasing a car, applying for credit cards and getting other types of loans. What’s less clear to a lot of consumers is exactly how a credit score is calculated by the credit reporting agencies. Several different factors weigh into the rating that you’re given …
