The Benefits of Careful Credit Card Use

For most Americans, credit cards are a fact of life. While the amount has dropped somewhat since the recession of the late ’00s, credit card debt totals $935.6 billion, with adults between the ages of 18 and 65 carrying an average debt of $4,717. Credit cards have gotten a bad reputation, but that has more …

9 Things You Should Never Buy With A Credit Card

Credit cards can make easier to negotiate life’s financial twists and turns. They give you the flexibility to make purchases without cash on hand and buy big-ticket items on a more manageable payment basis. As the saying goes, though, just because you can doesn’t mean you should. Using credit to cover these nine items can …

4 Myths About Owning A Credit Card

Credit cards have been around for nearly a century, since oil companies and department stores began issuing them to good customers in the 1920s. Diners Club, the first universal credit card, came in to existence in 1950, when legend has it that founder Frank McNamara was caught short of cash for a restaurant bill.   …

5 Things to Never Pay with a Credit Card

As we move closer to a cashless society, there are few remaining businesses that don’t accept credit card payments. These small rectangles of plastic have enabled development of automated services such as DVD kiosks, and in many cities you can even feed parking meters with credit cards instead of quarters. Despite the universal convenience of …