For most Americans, credit cards are a fact of life. While the amount has dropped somewhat since the recession of the late ’00s, credit card debt totals $935.6 billion, with adults between the ages of 18 and 65 carrying an average debt of $4,717. Credit cards have gotten a bad reputation, but that has more …
Tag Archives: credit card tips
6 Reasons to Use a Debit Card Instead of a Credit Card
Appearances can be deceiving. Debit cards and credit cards look identical, and even their names differ by only a couple of letters. But when you look past the similarities, you’ll find a number of significant differences in how they function. Debit cards are linked to your bank account, so withdrawals are processed immediately, while credit …
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11 Tips To Lower Your Credit Card Debt Over The Summer
Summertime can lead to a slippery slope of credit card spending, leaving many in need of credit card debt help in San Diego. You look at your social media and see your friends taking off on vacations, going to concerts, movies, eating out and the like. It all looks so fun, and you can do …
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Using Credit Cards as a Student Loan Debt Relief Option?
I know this idea sounds absurd, but hear me out. It’s not often that I encourage the use of credit cards. But under certain circumstances, using a credit card responsibly will bring you a number of benefits. Paying your credit cards off on a monthly basis will have a positive impact on your credit score. …
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5 Credit Card Mistakes That Will Cost You
Many consumers depend on the use of credit cards on a daily basis. Having credit cards is a huge responsibility that many are not properly equipped to handle. Making mistakes along the way can cost you big time. Considering Americans are still facing credit card debt that exceeds $800 billion, there is much at stake …
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The Best Credit Cards to Get
I talk to consumers on a daily basis about credit card debt. Some people see credit cards as a necessary evil although I know a number of people that are able to live without one. You can actually use a debit card for most things requiring a credit card. Yes, if you rent a car …
Should You Consider a Secured Credit Card?
I had an old friend contact me the other day asking about secured credit cards as a way to help improve your credit. In my credit card debt settlement practice I have found that it doesn’t take long after a default for creditors to unilaterally close my clients’ accounts. I recognize that it can be …
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