San Diego Debt Settlement Attorney – Debt Relief Lawyer
Whether you’re up to your neck in bills or are simply carrying a little more debt than you’d like, you might want to learn more about credit card debt settlement in San Diego. There may be options to help you reduce or eliminate your balances, but settlement negotiations are often impacted by trends in the …
Continue reading “The Latest News On Credit Card Debt Settlement”
Settling your credit card or other debt can be an uphill battle, but there are some companies that are willing to negotiate your balance. Some agents do understand hardships and will work with you to pay down or eliminate your debt for a lump sum. Of course, there are also many banks and credit card …
Continue reading “Which Bank Credit Cards Are The Toughest To Deal With?”
The Millennial generation grew up in world of social networking and all things electronic. They often get a bad rap from older generations for growing up in an “everyone gets a trophy” generation. However, studies show that most Millennials are optimistic about their future despite their crushing student loan debt and the fact that they …
La Jolla, CA – May 5, 2015 – Q. I checked my credit report and there are creditors I don’t recognize. Who are they and what can I do about this? A. It’s a good idea to check your credit reports from all three major bureaus annually. You can get your credit reports for free …
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La Jolla, CA – April 9, 2015 Earlier this week the Federal Reserve issued its monthly report on consumer borrowing. The report covers consumer borrowing for everything except mortgages. The trend in 2015 has been increased borrowing. February was no exception with these numbers growing by $15.5 billion. While we saw credit card debt decrease …
Continue reading “US consumer borrowing climbs to record high in February”
If you don’t pay your bills, your accounts will eventually fall into collections. At that point, the collection calls pick up in intensity. In my San Diego credit card debt settlement practice I’m often asked by potential clients if their bank accounts are at risk of being frozen by their collectors. In California it’s not …
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When you obtained that shiny new credit card in the mail, you likely found a small foldout Credit Card Agreement. Did you read it? Don’t worry, most people don’t. It either ends up in your recycling bin or filed away with other documents you never bother to read. That Agreement spells out what happens in …
Continue reading “Procrastination Won’t Help You in Your Credit Card Lawsuit”
Unfortunately, debt collectors aren’t always known for their manners. A review of Capital One’s Cardholder Agreement recently revealed a little known clause that states that they can contact you in any matter they please, including a visit to your home or place of employment. Capital One claims that they have no plans to join you …
