Pay Off Credit Card Debt With Your Tax Return

Get rid of your debt this year by paying off your credit card debt with your tax return money.  If your credit card debt is more than your tax refund, do not worry.  You can still make huge progress toward living a life free of debt with a debt settlement.  A debt settlement is literally …

My Credit Card Debt is Too High, So What Can I Do?

One of the most frequent questions I get is “My credit card debt is too high, so what can I do?”  If you are asking yourself this question, you are not alone.  As CNBC recently reported, outstanding credit card debt is now over $1 trillion. For the past eleven years, my career as an attorney …

How to Settle High Credit Card Debt with Discover

There are nearly 50 million Discover credit card holders, so is you have high credit card debt with Discover – you are not alone.  With the appeal of 5% cash back on quarterly rotating categories and 1% cash back on all other purchases, it’s easy to see the benefits of having a Discover credit card.  …

How to Settle High Capital One Credit Card Debt

When I receive a call that a client owes Capital One for high credit card debt, I am confident that I can help them.  As you will read, I have had success wiping out approximately 50% of my clients’ credit card debt with Capital One.   In some cases, I have settled the debt resulting in …

What are the Benefits of Debt Settlement for Credit Card Debt?

How to Save Thousands of Dollars with a Debt Settlement: When you find yourself in credit card debt, be sure to do your research on the pros and cons of each option to get out of debt.  For instance, with a debt consolidation, your debt is all rolled into a new loan and usually at …

How to Settle Credit Card Debt with Citibank

During the financial crisis of 2008-2009, the U.S. Government bailed out Citibank as it suffered gigantic losses in the values of its subprime mortgage assets. If you find yourself deep in debt with Citibank, then who will bail you out?  What if you can’t pay your credit card bill? You do have options to lower …

Tips To Get Out of Debt in the New Year

Is reducing your debt a part of your new year’s resolution?  According to NerdWallet, “the average household with credit card debt has balances totaling $16,061, and the average household with any kind of debt owes $132,529, including mortgages.”  That means most Americans could benefit from tips to get out of debt in the new year.  …

Have you Been Sued by Debt Collection Law Firm Patenaude and Felix?

Have you been sued by Patenaude & Felix, the San Diego debt collection law firm?  If so, then you may be wondering who they are and why they are suing you.  Patenaude & Felix is a law firm with offices in many states throughout the country.  They are hired by entities who need legal means …

How to Stop Wage Garnishment from a Debt Collector in San Diego

How can you stop a wage garnishment from a debt collector in San Diego?  The key is timing!  If you owe debt that you cannot pay, then the debt collector can obtain a judgement against you to go after your wages to satisfy the debt.  It varies from state to state, but in California up …

The Benefits of Careful Credit Card Use

For most Americans, credit cards are a fact of life. While the amount has dropped somewhat since the recession of the late ’00s, credit card debt totals $935.6 billion, with adults between the ages of 18 and 65 carrying an average debt of $4,717. Credit cards have gotten a bad reputation, but that has more …