How to Settle Credit Card Debt with Chase Bank

Do you carry a Chase credit card in your wallet? As one of the “Big Four” U.S. banks, Chase is second only to Citigroup in both the number of credit cards issued and amount of outstanding balances. As Americans continue to struggle with achieving balance in their finances, Chase is one of the participants proving …

Options Besides Bankruptcy for Credit Card Debt Relief

Americans are notorious for carrying high credit card debt.  According to Time magazine, only 35% of credit card users don’t carry a balance. How do people deal with credit card debt? Many people think the only way to handle problems with high credit card debt is bankruptcy. Filing for bankruptcy is a proceeding that can …

Can A Credit Card Collection Lawsuit Be Settled Before Trial?

When you’ve been sued by a creditor to recover amounts due for your credit card debt, you probably have dozens of questions regarding your rights. You might have heard that these types of cases may be settled before trial, so some specifics on credit card debt settlement should be helpful in understanding the proceedings. It’s …

Dealing With Holiday Credit Card Debt

The holidays are just coming to a close and we’re all left with the happy memories of gift giving and get-togethers with our loved ones. However, it won’t be long before the mailbox will start to fill up with the credit card bills that you used to pay for all the good times you enjoyed. …

Best Ways Of Fixing Credit After A Bankruptcy Or Credit Card Settlement Case

In a sense, going through the process of bankruptcy or credit card settlement is a fresh start. But there are still consequences that impact your credit rating, which can make it difficult to finance large purchases or obtain a loan. So in the aftermath of your case, you should be considering ways you can repair …

Why do credit card companies settle for 40 cents on the dollar or less

If you’ve done any research into resolving your credit card debt, you might have read that some companies are willing to settle your account – sometimes for as low as 40 cents for every dollar you owe. In general, this is because an organization realizes that they may not be able to recover the full …

The Latest News On Credit Card Debt Settlement

Whether you’re up to your neck in bills or are simply carrying a little more debt than you’d like, you might want to learn more about credit card debt settlement in San Diego. There may be options to help you reduce or eliminate your balances, but settlement negotiations are often impacted by trends in the …

Which Bank Credit Cards Are The Toughest To Deal With?

Settling your credit card or other debt can be an uphill battle, but there are some companies that are willing to negotiate your balance. Some agents do understand hardships and will work with you to pay down or eliminate your debt for a lump sum. Of course, there are also many banks and credit card …

5 Common Credit Card Debt Questions

In my debt settlement law practice, I work with clients who have had to use their credit cards to stay afloat. When we face medical emergencies or are trying to keep a small business going, credit cards are often utilized. Other times, credit card spending snowballs and the debt grows into an unmanageable situation. Here …

Should A Bankruptcy Attorney Be Handling My Debt Settlement?

Do an Internet search for debt relief attorney in San Diego and you are likely to pull up a number of bankruptcy attorneys. Depending on your circumstances, bankruptcy may or may not be the best solution for you. If it turns out bankruptcy isn’t your best option, should you stick with a bankruptcy attorney to …