Pay Off Credit Card Debt With Your Tax Return

Get rid of your debt this year by paying off your credit card debt with your tax return money.  If your credit card debt is more than your tax refund, do not worry.  You can still make huge progress toward living a life free of debt with a debt settlement.  A debt settlement is literally …

My Credit Card Debt is Too High, So What Can I Do?

One of the most frequent questions I get is “My credit card debt is too high, so what can I do?”  If you are asking yourself this question, you are not alone.  As CNBC recently reported, outstanding credit card debt is now over $1 trillion. For the past eleven years, my career as an attorney …

How to Settle High Credit Card Debt with Discover

There are nearly 50 million Discover credit card holders, so is you have high credit card debt with Discover – you are not alone.  With the appeal of 5% cash back on quarterly rotating categories and 1% cash back on all other purchases, it’s easy to see the benefits of having a Discover credit card.  …

How to Settle High Capital One Credit Card Debt

When I receive a call that a client owes Capital One for high credit card debt, I am confident that I can help them.  As you will read, I have had success wiping out approximately 50% of my clients’ credit card debt with Capital One.   In some cases, I have settled the debt resulting in …

What are the Benefits of Debt Settlement for Credit Card Debt?

How to Save Thousands of Dollars with a Debt Settlement: When you find yourself in credit card debt, be sure to do your research on the pros and cons of each option to get out of debt.  For instance, with a debt consolidation, your debt is all rolled into a new loan and usually at …

How to Settle Credit Card Debt with Citibank

During the financial crisis of 2008-2009, the U.S. Government bailed out Citibank as it suffered gigantic losses in the values of its subprime mortgage assets. If you find yourself deep in debt with Citibank, then who will bail you out?  What if you can’t pay your credit card bill? You do have options to lower …

9 Credit Card Debt Horror Stories With Happy Endings

Credit Card Debt can invoke fear, stress and nightmares. At my San Diego debt relief law firm, we find debt solutions to your debt problems.  Read on to learn about 9 real credit card debt horror stories with happy endings.    Credit Card Debt Horror Stories Our client contacted us in a panic, because he …

How To Avoid Wage Garnishment From Unifund

Recently, a 67-year-old-woman with over $20,000 in credit card debt contacted me because Unifund CCR Partners was about to start garnishing her wages. She was distraught and wanted to know how to avoid wage garnishment from Unifund.  First of all, who is Unifund?  Unifund is a large company who purchases credit card debt from the …

How To Stop Wage Garnishment By Citibank

Find out how my client was able to stop wage garnishment by Citibank! My client moved to San Diego from Florida last year to start her dream job.  Shortly after moving, she received notice that Citibank had sued for an unpaid debt of $15,432.35 back in 2005.  She had no idea she had been sued …

4 Myths About Owning A Credit Card

Credit cards have been around for nearly a century, since oil companies and department stores began issuing them to good customers in the 1920s. Diners Club, the first universal credit card, came in to existence in 1950, when legend has it that founder Frank McNamara was caught short of cash for a restaurant bill.   …