Options Besides Bankruptcy for Credit Card Debt Relief

Americans are notorious for carrying high credit card debt.  According to Time magazine, only 35% of credit card users don’t carry a balance. How do people deal with credit card debt? Many people think the only way to handle problems with high credit card debt is bankruptcy. Filing for bankruptcy is a proceeding that can …

I Owe $47K In Credit Card Debt! What Are My Debt Relief Options?

I owe $47,000 in credit card debt with an average of 17% APR. What are my options? A: First, I congratulate you on overcoming the first obstacle. Know what you owe. Far too often in my credit card debt relief law firm in San Diego I speak with people who have no idea how much they …