What To Do If Sued By Michael & Associates For Credit Card Debt

What to do if sued by Michael & Associates for credit card debt? If you owe a creditor like American Express, Michael & Associates could be hired by them to sue you for credit card debt. If you don’t respond to the debt collection lawsuit, then a default judgment could be filed against you. A …

What to Do if Sued by Gurstel Law Firm for Credit Card Debt in California

What to do if sued by Gurstel Law Firm for credit card debt in California? Do you want to stop Gurstel Law Firm collection harassment? Fight back! If you don’t respond to a debt collection lawsuit, then a default judgment could be entered against you. This means a binding judgment in favor of Gurstel Law …

What To Do About High Credit Card Debt In California

If you are wondering what to do about high credit card debt in California – debt settlement, bankruptcy and debt consolidation are three viable options. In a bankruptcy, you do clear out your debts with a fresh financial start, however your credit score will suffer for 6-10 years (making it hard to purchase a house …

How To Stop Wage Garnishment By Citibank

Find out how my client was able to stop wage garnishment by Citibank! My client moved to San Diego from Florida last year to start her dream job.  Shortly after moving, she received notice that Citibank had sued for an unpaid debt of $15,432.35 back in 2005.  She had no idea she had been sued …

How to Talk to Your College Student about Credit Cards

Is your college student ready for a credit card? The Wild West days of giving credit cards to any college student with a pulse may be over, but that doesn’t mean that students can’t get into big trouble with credit cards.  The good news is that ever since the Credit CARD Act of 2009, responsible …

6 Reasons to Use a Debit Card Instead of a Credit Card

Appearances can be deceiving. Debit cards and credit cards look identical, and even their names differ by only a couple of letters. But when you look past the similarities, you’ll find a number of significant differences in how they function. Debit cards are linked to your bank account, so withdrawals are processed immediately, while credit …

Options Besides Bankruptcy for Credit Card Debt Relief

Americans are notorious for carrying high credit card debt.  According to Time magazine, only 35% of credit card users don’t carry a balance. How do people deal with credit card debt? Many people think the only way to handle problems with high credit card debt is bankruptcy. Filing for bankruptcy is a proceeding that can …

Tips For Saving Money And Setting A Better Budget

You’ve made it your goal to be more responsible and exercise good judgment with your income and expenses, but sometimes setting a better budget is easier said than done. Temptation lurks all around on TV, at the store and with online shopping, so it’s important to lay out a financial plan that keeps you on …

Credit Card Lawsuit Defense Options In San Diego

When you’re unable to pay your credit card bills on a regular basis or have gotten in over your head with credit cards, the company may eventually file a lawsuit against you. As the defendant in such a case, you do have options for contesting the charges and possibly settling the case. A lawyer that …

Dealing With Holiday Credit Card Debt

The holidays are just coming to a close and we’re all left with the happy memories of gift giving and get-togethers with our loved ones. However, it won’t be long before the mailbox will start to fill up with the credit card bills that you used to pay for all the good times you enjoyed. …