Options Besides Bankruptcy for Credit Card Debt Relief

Americans are notorious for carrying high credit card debt.  According to Time magazine, only 35% of credit card users don’t carry a balance. How do people deal with credit card debt? Many people think the only way to handle problems with high credit card debt is bankruptcy. Filing for bankruptcy is a proceeding that can …

How Do You Establish Credit?

You might have a general knowledge about how your credit score impacts your ability to qualify for a home or car loan, or be eligible for other types of debt. But you may not know exactly how to establish good credit, especially if you’re younger and don’t have as much experience with spending. Your credit …

Tips For Saving Money And Setting A Better Budget

You’ve made it your goal to be more responsible and exercise good judgment with your income and expenses, but sometimes setting a better budget is easier said than done. Temptation lurks all around on TV, at the store and with online shopping, so it’s important to lay out a financial plan that keeps you on …

How To Fight Credit Card Companies Who Are Suing You

You’ve just been served with documents notifying you that a credit card company is suing you and outlining the grounds for the charges. What do you do now? A lawsuit is a very important matter, so you must take action to fight the claims and defend your interests. You should consult with a credit card …

The Latest News On Credit Card Debt Settlement

Whether you’re up to your neck in bills or are simply carrying a little more debt than you’d like, you might want to learn more about credit card debt settlement in San Diego. There may be options to help you reduce or eliminate your balances, but settlement negotiations are often impacted by trends in the …

5 Credit Card Mistakes That Will Cost You

Many consumers depend on the use of credit cards on a daily basis. Having credit cards is a huge responsibility that many are not properly equipped to handle. Making mistakes along the way can cost you big time. Considering Americans are still facing credit card debt that exceeds $800 billion, there is much at stake …

Do You Have Too Much Credit Card Debt?

It is unfortunately all too common for consumers to carry balances on their credit cards. This may be acceptable if you are on a low or no-interest promotional interest rate. But if your credit card interest rate is in the high teens, carrying a balance can cost you dearly. Not only will you pay much …