How to Talk to Your College Student about Credit Cards

Is your college student ready for a credit card? The Wild West days of giving credit cards to any college student with a pulse may be over, but that doesn’t mean that students can’t get into big trouble with credit cards.  The good news is that ever since the Credit CARD Act of 2009, responsible …

Loan Rehab Program For Federal Student Loans

You never expected to end up in over your head when you applied for federal student loans, but circumstances have a way of working out differently – and now you’re in default on payments. Fortunately, you have options such as student loan forgiveness to move out of default, get back on track with monthly payments …

Why Are So Many Students In Trouble With Federal Student Loan Debt?

It seems like there are always stories in the news about the Americans being in debt, from credit card problems to foreclosures to car repos – and even federal student loan debt. You might assume that a borrower is financially irresponsible for defaulting on the loans he or she applied for to pay for college, …

The Private Student Loan Debt Disaster and How It’s Become An Epidemic Problem

Many ambitious college students need to take out loans to fund their college education and pay for living expenses while attending classes. Private loans have often seemed to be a smart option, especially since students could ask a trusted friend or family member to co-sign the financing. However, these arrangements have recently come under fire …