Experian Offers New App – Access Your FREE Credit Report Anytime, Anywhere

We’ve got to hand it to Experian!  For anyone trying to improve their credit score, Experian is now offering an app that can truly help.  If you need credit help, then you should check this out.  With the new app Experian – Free Credit Report, you can access your free credit report anytime, anywhere.  Experian …

12 Tips for Improving Your Credit Score in the New Year

It’s a brand new year and it is time for you to take control of your credit score!  If you want to improve your credit score fast in the new year, then there are immediate steps you can take. Read on for simple ways to improve your credit score in the new year. Tips For …

The Benefits of Careful Credit Card Use

For most Americans, credit cards are a fact of life. While the amount has dropped somewhat since the recession of the late ’00s, credit card debt totals $935.6 billion, with adults between the ages of 18 and 65 carrying an average debt of $4,717. Credit cards have gotten a bad reputation, but that has more …

9 Credit Repair Tips For Buying A House

Your credit score is a key determining factor in getting a home loan and dictates what interest rate your lender will offer on the loan.  I will illustrate some helpful credit repair tips for buying a house in San Diego.  Why is a credit score so important in buying a new home?  Your credit score …

How Do You Establish Credit?

You might have a general knowledge about how your credit score impacts your ability to qualify for a home or car loan, or be eligible for other types of debt. But you may not know exactly how to establish good credit, especially if you’re younger and don’t have as much experience with spending. Your credit …

Using Credit Cards as a Student Loan Debt Relief Option?

I know this idea sounds absurd, but hear me out. It’s not often that I encourage the use of credit cards. But under certain circumstances, using a credit card responsibly will bring you a number of benefits. Paying your credit cards off on a monthly basis will have a positive impact on your credit score. …

Rent Payments May Start Helping Your Credit Score

It is a common misconception that any debt you pay will get reported to the credit bureaus. Unfortunately, that isn’t true. Creditors, including landlords, have the right to choose whether or not to report. Most landlords will not report due to the expense associated with reporting to the three major credit bureaus. This can pose …