If you are wondering what to do if sued by The Moore Law Group for credit card debt, the simple answer is to act fast so that a default judgment isn’t filed against you. The Moore Law Group represents creditors such as Best Buy, Bank of America and Capital One in debt collection lawsuits. If you do not respond to a Moore Law Group lawsuit, then they will win automatically in a default judgment. If this happens, you could face your wages being garnished, a bank levy or a lien against your property. I often recommend a Moore Law Group debt settlement to get out of the debt lawsuit and save you money by not having to pay back the full amount of the debt owed.
For instance, our client was sued by Capital One. She owed $11,299.87 and was unable to make her payments. Capital One hired The Moore Law Group to sue her in a debt collection lawsuit. We negotiated a Moore Law Group debt settlement that saved out client $5,649.87! The Moore Law Group agreed to accept just $5,650 of the total debt owed. The terms were that the debt was to be paid back with a $1,500 down payment and then $200 monthly payments over 19 months.
Sued by The Moore Law Group for Credit Card Debt? Here’s What to Do
If you are being sued by The Moore Law Group for credit card debt, then a debt settlement could be a good option for you. A debt settlement is a negotiation between the borrower (you) and the creditor that you will pay back a greatly reduced amount of the loan over a period of time or in a lump sum. If you cannot make your debt payments or have been served a debt collection lawsuit by The Moore Law Group, then a debt settlement can be a good route to get you out of the lawsuit and save you money. Creditors often agree to debt settlements because they save money in attorney fees trying to sue you and they would rather receive some of the debt you owe than to have you declare bankruptcy and receive nothing.
Our client had been sued by Bank of America for $6,659.93. We negotiated a Moore Law Group settlement and knocked down the debt to $4,464 payable over two years. Another client owed $113,000 to various creditors. One of his accounts was a debt collection lawsuit from the Moore Law Group for Best Buy credit card debt. It was one of our client’s smaller debts at $2,408. We settled the account for $1,800, and they agreed to accept that paid back over a year.
Settle a Moore Law Group Lawsuit
To settle a Moore Law Group lawsuit, hiring a debt lawsuit defense attorney is a good first step to take in order to save money and get out of the lawsuit. Before speaking to an attorney though, there are some things you can do on your own. You can contact The Moore Law Group and ask for “proof of debt”. Also, find out if the lawsuit complies with the Statute of Limitations. If the plaintiff violates the Fair Debt Collection Practices Act, then you could file a counterclaim.
At the Gamez Law Firm we offer a free consultation to go over your debt situation and find the best option to settle your Moore Group credit card debt. Call us at 858-217-5051 or go to our contact us page to set up an appointment. Our goal is to solve your debt problem and save you money. To read about more debt settlement success stories, please visit my website here.
Daniel R. Gamez is a debt attorney serving clients nationwide and focuses exclusively in debt relief. He is licensed to practice in all state and federal courts in California and Texas. Mr. Gamez owns and operates the Gamez Law Firm in San Diego and Los Angeles, and helps people with debt problems all over the country. For more information, please contact Daniel Gamez at 858-217-5051, daniel@gamezl