If you are feeling overwhelmed and need to lower your credit card debt, contact us for a FREE consultation to learn more about how our debt relief services can help you. We help many of our clients nationwide save money and get out of credit card debt with debt settlement. Find out how to get out of debt without bankruptcy. Many Americans can only afford to make the minimum payment on their credit cards.
Once you get caught in that trap, your monthly statement will tell you your grim future. If the A.P.R. on your credit card is 18%, you will likely pay back about twice what you owe and depending on how high the balance, you could be paying for 20 years before the full debt is paid off. To see if you qualify to reduce your credit card debt fast, then contact us for a FREE Debt Consultation.
The profits the banks make are maddening. The banks love it when you only pay the minimum due. You are their best friend. But, what happens if you miss a payment? The banks slap you with their penalty rate of 29.99%. Now, your already difficult minimum payment just jumped higher and the length of time to pay off this debt just doubled. And your old best friend, the credit card company? They fight dirty, putting you into collections and starting the repetitive robo-calls to your house and employer, or even taking you to court.
Resolve your credit card debt problems with debt relief services from attorney Jonathan Haskett.
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CREDIT CARD DEBT
If you are being used for credit card debt, then we can defend you. An experienced debt defense attorney will fight the big banks for you. Call 844-729-4866 for a free consultation.
It’s no big secret that banks are in the business of making money. Especially when they get a consumer stuck in the cycle of paying the minimum monthly payment, resulting in a small principal pay down. But, once you stop paying the minimum, they lose their income and debt settlement allows them a way out, since the banks can now claim your account as a loss. They then use the losses to offset other profits and reap the benefit of creative bookkeeping. The banks would rather get some of the debt you owe them than to have you declare bankruptcy and receive nothing. Besides, settling your debt means no more costly legal court battles.
Credit card debt settlement contains no “secret sauce” formula. If you owe a small amount to one or two creditors you could talk to them to settle your accounts yourself. However, if you owe significantly more money, you should consult an experienced debt settlement attorney. It’s often difficult to determine what defines a good settlement. Should you disclose your financials? Is the offer you receive the best you’re going to get? What makes this a valid offer? Does it need to be in writing? Is the written offer valid and binding on all parties? Hiring an experienced and knowledgeable credit card debt relief attorney will relieve you of the stress of dealing with this situation on your own. Imagine the relief you will feel knowing that an experienced credit card debt relief attorney will handle all of the negotiations, finalize all of the settlements and create a plan to fund these settlements.
At The Debt Settlement Lawyer we have successfully saved our clients thousands of dollars in credit card debt through debt settlements. Through a debt settlement, our firm negotiates aggressively with your creditors to reduce the total amount that you will pay back. Oftentimes, we can cut your debt in half or more. Call San Diego debt relief attorney Jonathan at 844-729-4866 for a free consultation to go over your credit card debt options.
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CREDIT CARD DEBT SETTLEMENT
CREDIT CARD DEBT
Credit card debt help to set you on the path to financial freedom. Knowing how to properly use a credit card is the key to responsibly managing your credit. Become more familiar with credit related topics to enhance your knowledge of how credit affects you and your financial life. Below are some credit card debt articles & more! For more information on credit card debt relief, credit card debt settlement and other types of debt solutions, contact our office for a free debt consultation to see how we can help!