7 Ways To Defend A Debt Collection Lawsuit

If your credit card or other unsecured debt has led to creditors filing a lawsuit against you, you’re probably wondering how you can contest the charges and defend your interests. While you should certainly consult with a San Diego credit card lawsuit defense attorney regarding the specifics of your case, you can benefit from some …

Can A Credit Card Collection Lawsuit Be Settled Before Trial?

When you’ve been sued by a creditor to recover amounts due for your credit card debt, you probably have dozens of questions regarding your rights. You might have heard that these types of cases may be settled before trial, so some specifics on credit card debt settlement should be helpful in understanding the proceedings. It’s …

Ten Reasons Not To Defend Your Own Debt Collection Lawsuit

You’ve been sued by a creditor related to a credit card or other type of debt. Now what? Well, you might be tempted to defend your own debt collection lawsuit rather than hire a credit card lawsuit attorney in San Diego, but this would be a mistake. Here are 10 reasons why you shouldn’t take …

How To Fight Credit Card Companies Who Are Suing You

You’ve just been served with documents notifying you that a credit card company is suing you and outlining the grounds for the charges. What do you do now? A lawsuit is a very important matter, so you must take action to fight the claims and defend your interests. You should consult with a credit card …

What To Do When A Debt Buyer Files A Lawsuit Against Me?

I started getting mail from law firms this week about a lawsuit filed by Portfolio Recovery Associates. I’m not sure who that is or why I am getting this mail. What does this mean? A. First of all, who is Portfolio Recovery Associates? If you default in payments on your credit cards to banks such …

3 Things To Know About Wage Garnishments

Unpaid credit card debt will likely result in your creditor filing a collection lawsuit against you. If your creditor wins the case, it gets a judgment against you for the full amount past due, post-judgment interest (10% per annum in California), and possibly Plaintiff’s attorney’s fees. The judgment is good for ten years and renewable …

Credit Card Lawsuits

What Happens When A Credit Card Company Sues A Consumer In Debt Failure to pay back your credit card debt when it comes due is considered a breach of contract. I own a San Diego credit card debt settlement law firm. Every day I am working with clients that have more debt than they can …

Debt Collection Law Firm Frederick J. Hanna & Associates sued by the CFPB

Have you been sued or threatened with a lawsuit by Frederick J. Hanna & Associates? If so, you may have the Consumer Finance Protection Bureau (“CFPB”) on your side. The CFPB recently sued the Hanna law firm alleging that it is running a “lawsuit mill” that may be using illegal tactics to strong-arm consumers into …

Debtors’ Prisons No Longer Exist

I read up on trending subjects online daily. One topic that seems to keep popping up is whether you can go to jail for failure to pay back your debts. This question usually comes up in the context of payday loans. While it may be true that failure to pay back a payday loan could …

Procrastination Won’t Help You in Your Credit Card Lawsuit

When you obtained that shiny new credit card in the mail, you likely found a small foldout Credit Card Agreement. Did you read it? Don’t worry, most people don’t. It either ends up in your recycling bin or filed away with other documents you never bother to read. That Agreement spells out what happens in …