Sued by Debt Collector In California? Here’s What to Do!

I am a California debt collection defense attorney who focuses on getting consumers out of debt and on with their lives.  Today’s blog will focus on what to do if sued by a debt collector in California.  I will take you through how to respond to a debt collection lawsuit in California and give you …

How to Fight Debt Collectors in California And Win

If you find yourself drowning in debt and are looking for tips to deal with debt collectors, then you need to know that you do have options.  You CAN fight debt collectors in California and win!  Follow the link for a comprehensive list of California debt collectors.  It’s time to stop debt collector harassment and …

What to Do If Sued By CIR Law Offices For Credit Card Debt

If you are wondering what to do if sued by CIR Law Offices, then you are not alone.  As a debt relief attorney, I often deal with the CIR Law Office in San Diego to help consumers sued for credit card debt.  A credit card debt lawsuit can be overwhelming if you don’t know how …

Have you Been Sued by Debt Collection Law Firm Patenaude and Felix?

Have you been sued by Patenaude & Felix, the San Diego debt collection law firm?  If so, then you may be wondering who they are and why they are suing you.  Patenaude & Felix is a law firm with offices in many states throughout the country.  They are hired by entities who need legal means …

How to Stop Wage Garnishment from a Debt Collector in San Diego

How can you stop a wage garnishment from a debt collector in San Diego?  The key is timing!  If you owe debt that you cannot pay, then the debt collector can obtain a judgement against you to go after your wages to satisfy the debt.  It varies from state to state, but in California up …

Should I Hire a Wrongful Repossession Lawyer to Get My Repossessed Car?

I receive many calls per week in my San Diego debt relief law firm asking for a free consultation about debt relief problems.  Last week someone asked me, “should I hire a wrongful repossession lawyer to get back my repossessed car?”  So I will tell you what I told him.   Let’s say you owe money …

Navy Federal Credit Union to Pay Military Family Customers Approximately $23 Million for Improper Debt Collection Practices

On October 11, just one month before Veteran’s Day, the Consumer Financial Protection Bureau (CFPB) ordered Navy Federal Credit Union to pay military family customers approximately $23 million for improper debt collection practices.   They were also ordered to pay $5.5 million in civil money penalties.  The CFPB investigation found that between January 2013 and July …

Ten Reasons Not To Defend Your Own Debt Collection Lawsuit

You’ve been sued by a creditor related to a credit card or other type of debt. Now what? Well, you might be tempted to defend your own debt collection lawsuit rather than hire a credit card lawsuit attorney in San Diego, but this would be a mistake. Here are 10 reasons why you shouldn’t take …

Encore and Portfolio Recovery Associates Ordered to Stop Unfair Debt Collection Practices

Last Wednesday, the Consumer Financial Protection Bureau (“CFPB”) ordered two of the nations largest debt collectors, Encore Capital Group and Portfolio Recovery Associates, to refund consumers millions of dollars due to their deceptive debt collection practices. Both companies are in the business of collecting old debt and likely knew there were potential issues that would …

Can My Bank Account Be Frozen for Unpaid Debt?

If you don’t pay your bills, your accounts will eventually fall into collections. At that point, the collection calls pick up in intensity. In my San Diego credit card debt settlement practice I’m often asked by potential clients if their bank accounts are at risk of being frozen by their collectors. In California it’s not …