The holidays are just coming to a close and we’re all left with the happy memories of gift giving and get-togethers with our loved ones. However, it won’t be long before the mailbox will start to fill up with the credit card bills that you used to pay for all the good times you enjoyed. …
Category Archives: Credit Card Debt Help
What I Wish I Had Known About Credit Cards Before I Used Them To Finance My Big Software Project
As a small business owner, you sometimes need to invest in your business to remain competitive. Technology is becoming such a big part of operations for many companies, but these solutions are often expensive – more than can be covered by typical revenue. You might be tempted to use credit cards to fund big software …
Smart Ways Of Financing Your Small Business Without Using Credit Cards
If you’re considering starting a small business or want to expand your existing operations, you may need to look into financing options to fund your efforts. Many owners turn to credit cards as a simple, convenient way to get the money they need, but there are other options available that may make more sense; some …
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How Does Credit Card Debt Rank In Terms Of Types Of Debt And Why
There’s much more to the concept of debt than just owing money to a creditor. There are different types of debt and each is ranked in order from “good” to “bad”; the ranking is partly intended to help anyone looking at your credit score understand your situation before they extend additional credit to you. Credit …
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Why do credit card companies settle for 40 cents on the dollar or less
If you’ve done any research into resolving your credit card debt, you might have read that some companies are willing to settle your account – sometimes for as low as 40 cents for every dollar you owe. In general, this is because an organization realizes that they may not be able to recover the full …
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The Latest News On Credit Card Debt Settlement
Whether you’re up to your neck in bills or are simply carrying a little more debt than you’d like, you might want to learn more about credit card debt settlement in San Diego. There may be options to help you reduce or eliminate your balances, but settlement negotiations are often impacted by trends in the …
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Which Bank Credit Cards Are The Toughest To Deal With?
Settling your credit card or other debt can be an uphill battle, but there are some companies that are willing to negotiate your balance. Some agents do understand hardships and will work with you to pay down or eliminate your debt for a lump sum. Of course, there are also many banks and credit card …
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5 Common Credit Card Debt Questions
In my debt settlement law practice, I work with clients who have had to use their credit cards to stay afloat. When we face medical emergencies or are trying to keep a small business going, credit cards are often utilized. Other times, credit card spending snowballs and the debt grows into an unmanageable situation. Here …
I Owe $47K In Credit Card Debt! What Are My Debt Relief Options?
I owe $47,000 in credit card debt with an average of 17% APR. What are my options? A: First, I congratulate you on overcoming the first obstacle. Know what you owe. Far too often in my credit card debt relief law firm in San Diego I speak with people who have no idea how much they …
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What can a debt settlement lawyer do for you?
There are plenty of articles available on the Internet about credit card debt settlement. Read enough of them and you will be either scared to death of debt settlement or excited about the possibility of becoming debt free in a relatively short amount of time. Each case is different, but depending on individual circumstances, debt …
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