San Diego Debt Settlement Attorney – Debt Relief Lawyer
Have America’s credit card habits changed since the recession of the late ’00s? According to a recent study by Card Hub, U.S. households reduced credit card debt by just over $26 million during the first quarter of 2016. While that may sound impressive, it’s actually the smallest first-quarter debt pay-down since 2008, in the earlier …
Continue reading “6 Credit Card Debt Settlement Facts You Need To Know”
As we move closer to a cashless society, there are few remaining businesses that don’t accept credit card payments. These small rectangles of plastic have enabled development of automated services such as DVD kiosks, and in many cities you can even feed parking meters with credit cards instead of quarters. Despite the universal convenience of …
Is your college student ready for a credit card? The Wild West days of giving credit cards to any college student with a pulse may be over, but that doesn’t mean that students can’t get into big trouble with credit cards. The good news is that ever since the Credit CARD Act of 2009, responsible …
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Appearances can be deceiving. Debit cards and credit cards look identical, and even their names differ by only a couple of letters. But when you look past the similarities, you’ll find a number of significant differences in how they function. Debit cards are linked to your bank account, so withdrawals are processed immediately, while credit …
Continue reading “6 Reasons to Use a Debit Card Instead of a Credit Card”
Do you carry a Chase credit card in your wallet? As one of the “Big Four” U.S. banks, Chase is second only to Citigroup in both the number of credit cards issued and amount of outstanding balances. As Americans continue to struggle with achieving balance in their finances, Chase is one of the participants proving …
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Americans are notorious for carrying high credit card debt. According to Time magazine, only 35% of credit card users don’t carry a balance. How do people deal with credit card debt? Many people think the only way to handle problems with high credit card debt is bankruptcy. Filing for bankruptcy is a proceeding that can …
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Summertime can lead to a slippery slope of credit card spending, leaving many in need of credit card debt help in San Diego. You look at your social media and see your friends taking off on vacations, going to concerts, movies, eating out and the like. It all looks so fun, and you can do …
Continue reading “11 Tips To Lower Your Credit Card Debt Over The Summer”
When you’ve been sued by a creditor to recover amounts due for your credit card debt, you probably have dozens of questions regarding your rights. You might have heard that these types of cases may be settled before trial, so some specifics on credit card debt settlement should be helpful in understanding the proceedings. It’s …
Continue reading “Can A Credit Card Collection Lawsuit Be Settled Before Trial?”
You’ve just been served with documents notifying you that a credit card company is suing you and outlining the grounds for the charges. What do you do now? A lawsuit is a very important matter, so you must take action to fight the claims and defend your interests. You should consult with a credit card …
Continue reading “How To Fight Credit Card Companies Who Are Suing You”
When you’re unable to pay your credit card bills on a regular basis or have gotten in over your head with credit cards, the company may eventually file a lawsuit against you. As the defendant in such a case, you do have options for contesting the charges and possibly settling the case. A lawyer that …
Continue reading “Credit Card Lawsuit Defense Options In San Diego”
