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How to Settle High Capital One Credit Card Debt

By | February 9th, 2017|Credit Card Debt Help|

When I receive a call that a client owes Capital One for high credit card debt, I am confident that I can help them.  As you will read, I have had success wiping out approximately 50% of my clients’ credit card debt with Capital One.   In some cases, I have settled the debt resulting in [...]

What are the Benefits of Debt Settlement for Credit Card Debt?

By | February 7th, 2017|Credit Card Debt Help, Debt Settlement|

How to Save Thousands of Dollars with a Debt Settlement: When you find yourself in credit card debt, be sure to do your research on the pros and cons of each option to get out of debt.  For instance, with a debt consolidation, your debt is all rolled into a new loan and usually at [...]

How to Settle Credit Card Debt with Citibank

By | January 25th, 2017|Credit Card Debt Help|

During the financial crisis of 2008-2009, the U.S. Government bailed out Citibank as it suffered gigantic losses in the values of its subprime mortgage assets. If you find yourself deep in debt with Citibank, then who will bail you out?  What if you can’t pay your credit card bill? You do have options to lower [...]

The Benefits of Careful Credit Card Use

By | November 18th, 2016|Credit Card Debt Help|

For most Americans, credit cards are a fact of life. While the amount has dropped somewhat since the recession of the late '00s, credit card debt totals $935.6 billion, with adults between the ages of 18 and 65 carrying an average debt of $4,717. Credit cards have gotten a bad reputation, but that has more [...]

9 Credit Card Debt Horror Stories With Happy Endings

By | October 29th, 2016|Credit Card Debt Help|

Credit Card Debt can invoke fear, stress and nightmares. At my San Diego debt relief law firm, we find debt solutions to your debt problems.  Read on to learn about 9 real credit card debt horror stories with happy endings.    Credit Card Debt Horror Stories Our client contacted us in a panic, because he [...]

How to Fight Zombie Debt Collectors

By | October 26th, 2016|Credit Card Debt Help|

Just when you least expect it, your old debt rises from the grave like a ZOMBIE!  I will go over how to fight a zombie debt collector, but first let’s review what is “Zombie Debt”?  In the state of California, if you have not paid your debt within four years, your creditor may be time-barred [...]

9 Things You Should Never Buy With A Credit Card

By | October 3rd, 2016|Credit Card Debt Help|

Credit cards can make easier to negotiate life's financial twists and turns. They give you the flexibility to make purchases without cash on hand and buy big-ticket items on a more manageable payment basis. As the saying goes, though, just because you can doesn't mean you should. Using credit to cover these nine items can [...]

6 Tips To Avoid Credit Card Fraud

By | September 21st, 2016|Credit Card Debt Help|

One of the major selling points of credit cards is that they are more secure than carrying cash, but in our high-tech society that benefit has lost some of its luster. Stock exchange giant NASDAQ cites a report from Barclays, a multinational banking and financial services company, stating that the United States makes up 24 [...]

The Difference Between a Bank Credit Card and a Store Credit Card

By | September 19th, 2016|Credit Card Debt Help|

Not all credit cards are created equal. The primary distinction is the issuer, which could be either a bank or a company. Ironically, the concept of credit cards originated with the retail industry, and it was later adopted by banks, which opened theirs up to use across a wide spectrum of stores and services. Today's [...]

4 Myths About Owning A Credit Card

By | September 15th, 2016|Credit Card Debt Help|

Credit cards have been around for nearly a century, since oil companies and department stores began issuing them to good customers in the 1920s. Diners Club, the first universal credit card, came in to existence in 1950, when legend has it that founder Frank McNamara was caught short of cash for a restaurant bill.   [...]