San Diego Debt Settlement Attorney – Debt Relief Lawyer
When I receive a call that a client owes Capital One for high credit card debt, I am confident that I can help them. As you will read, I have had success wiping out approximately 50% of my clients’ credit card debt with Capital One. In some cases, I have settled the debt resulting in …
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How to Save Thousands of Dollars with a Debt Settlement: When you find yourself in credit card debt, be sure to do your research on the pros and cons of each option to get out of debt. For instance, with a debt consolidation, your debt is all rolled into a new loan and usually at …
Continue reading “What are the Benefits of Debt Settlement for Credit Card Debt?”
During the financial crisis of 2008-2009, the U.S. Government bailed out Citibank as it suffered gigantic losses in the values of its subprime mortgage assets. If you find yourself deep in debt with Citibank, then who will bail you out? What if you can’t pay your credit card bill? You do have options to lower …
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For most Americans, credit cards are a fact of life. While the amount has dropped somewhat since the recession of the late ’00s, credit card debt totals $935.6 billion, with adults between the ages of 18 and 65 carrying an average debt of $4,717. Credit cards have gotten a bad reputation, but that has more …
Credit Card Debt can invoke fear, stress and nightmares. At my San Diego debt relief law firm, we find debt solutions to your debt problems. Read on to learn about 9 real credit card debt horror stories with happy endings. Credit Card Debt Horror Stories Our client contacted us in a panic, because he …
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Just when you least expect it, your old debt rises from the grave like a ZOMBIE! I will go over how to fight a zombie debt collector, but first let’s review what is “Zombie Debt”? In the state of California, if you have not paid your debt within four years, your creditor may be time-barred …
Credit cards can make easier to negotiate life’s financial twists and turns. They give you the flexibility to make purchases without cash on hand and buy big-ticket items on a more manageable payment basis. As the saying goes, though, just because you can doesn’t mean you should. Using credit to cover these nine items can …
Continue reading “9 Things You Should Never Buy With A Credit Card”
One of the major selling points of credit cards is that they are more secure than carrying cash, but in our high-tech society that benefit has lost some of its luster. Stock exchange giant NASDAQ cites a report from Barclays, a multinational banking and financial services company, stating that the United States makes up 24 …
Not all credit cards are created equal. The primary distinction is the issuer, which could be either a bank or a company. Ironically, the concept of credit cards originated with the retail industry, and it was later adopted by banks, which opened theirs up to use across a wide spectrum of stores and services. Today’s …
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Credit cards have been around for nearly a century, since oil companies and department stores began issuing them to good customers in the 1920s. Diners Club, the first universal credit card, came in to existence in 1950, when legend has it that founder Frank McNamara was caught short of cash for a restaurant bill. …
