San Diego Office



How To File For Bankruptcy In California During Covid-19

By | May 8th, 2020|Blog|

Due to the economic consequences of the Covid-19 pandemic, we have been getting more inquiries lately about how to file for bankruptcy in California. People are wondering what kind of debt relief will be available to them given the extreme loss of income of so many Californians. Debt settlement and bankruptcy are the primary options [...]

5 Common Credit Card Debt Questions

By | August 11th, 2015|Blog, Credit Card Debt Help|

In my debt settlement law practice, I work with clients who have had to use their credit cards to stay afloat. When we face medical emergencies or are trying to keep a small business going, credit cards are often utilized. Other times, credit card spending snowballs and the debt grows into an unmanageable situation. Here [...]

The 3 Most Common Debt Relief Options

By | July 9th, 2015|Blog, Debt Relief|

Whether you are facing student loan debt, credit card debt, medical debt,  mortgage debt or small business loan debt - you need to do your research and know your options to become debt free.  The three most common debt relief options are bankruptcy, debt consolidation and debt settlement. 3 Most Common Debt Relief Options Bankruptcy [...]

Vote For Gamez Law Firm as San Diegos Best

By | June 26th, 2015|Blog|

Gamez Law Firm would love your VOTE in the “BEST of San Diego” UT Reader Poll! Voting has begun – you can vote once per day through June 29th. Please vote for Gamez Law Firm in the following categories: Legal Thank you from all of us at Gamez Law Firm! VOTE HERE: San Diegos Best UT Readers Poll

Legitimizing My Debt Settlement Practice in a Landscape of Debt Relief Deception – Part 1

By | June 8th, 2015|Blog, Debt Relief Scams|

Debt is everywhere we turn. Student loan debt, credit card debt, medical debt, small business debt. As a debt settlement attorney, I meet people every day who feel overwhelmed and are vulnerable to “debt relief” companies trying to take advantage of their situation. It’s often difficult to weed out who is a legitimate debt relief [...]

Top 5 Financial Tips for Millennials

By | May 13th, 2015|Blog, Student Loan Debt Help|

The Millennial generation grew up in world of social networking and all things electronic.  They often get a bad rap from older generations for growing up in an “everyone gets a trophy” generation.   However, studies show that most Millennials are optimistic about their future despite their crushing student loan debt and the fact that they [...]

What To Do If There Are Creditors That I Don’t Recognize On My Credit Report

By | May 5th, 2015|Blog, credit report|

La Jolla, CA – May 5, 2015 – Q. I checked my credit report and there are creditors I don’t recognize. Who are they and what can I do about this? A. It’s a good idea to check your credit reports from all three major bureaus annually. You can get your credit reports for free [...]

What Does A “Charge-Off” Notation Mean On My Credit Report?

By | April 15th, 2015|Blog, credit report|

La Jolla, CA – April 15, 2015 Q. What does a “charge-off” notation mean on my credit report? A. A common theme in my credit card debt relief law practice is to know what you owe and have a plan to pay off your credit card debt. The best way to get a true picture [...]

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US consumer borrowing climbs to record high in February

By | April 9th, 2015|Blog, Consumer Debt News|

La Jolla, CA – April 9, 2015 Earlier this week the Federal Reserve issued its monthly report on consumer borrowing. The report covers consumer borrowing for everything except mortgages. The trend in 2015 has been increased borrowing. February was no exception with these numbers growing by $15.5 billion. While we saw credit card debt decrease [...]

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Private Student Loan Refinance Offered by First Republic Bank

By | April 1st, 2015|Blog, Student Loan Debt Help|

La Jolla, CA – April 1, 2015 Are you paying student loans to National Collegiate Student Loan Trust (NCT), EduCap, Navient, AES, Teri Loan Holdings, LLC, Enterprise Recovery Systems, Inc., or NCO? If so, you likely incurred private student loan debt. Private student loans aren’t afforded the same benefits as federal student loans. Post-graduate deferments [...]

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